Head Of Credit Documentation Asia M - F H/F Indosuez Wealth Management

The Head of Credit Documentation is a key member of the lending value chain reporting to the Chief of Staff, Asia, he/she leads the team responsible for preparing, reviewing, legalizing complex/bespoke credit and security agreements for high-net-worth clients and maintaining relevant credit documentation.

Key Responsibilities:

• Document Preparation: Oversee and preparation of standard Lombard and bespoke credit facilities like life insurance financing, and single-stock / concentrated lending and other structured credit facilities. Templates to be agreed with internal Legal and other miscellaneous documentation tasks where required. (note: Real Estate RE mortgage documentation will continue to be covered by RE Line in Credit Structuring Team)
• Risk & Compliance: Ensure all relevant approval conditions and/or covenants are included in credit documentation.
• Negotiation: Independently liaise and follow up with internal and external stakeholders (eg. engage internal legal or external solicitors to ensure the perfection of documentation) to ensure timely completion of documentation.
• Administration/Monitoring/Reporting:
  • Manage status overview for issued documentation and track their return.
  • Ensure any document deficiencies are accurately tracked and escalated
  • Manage lodgment of completed documentation for timely safekeeping, track for documentation perfection and maintain credit documentation files.
  • Periodic account monitoring, checking of credit limits, where relevant.
  • Perform documentation and other required checks for returned documentation to ensure completeness and accuracy, validate fulfillment of conditions precedent, perfection of collaterals and compliance with internal policies and procedures
  • Review of legal opinions (where relevant, with internal Legal) to ensure compliance with applicable laws and regulations for documentation requirements
  • Assist with the review of and update of documentation processes and procedures
  • Conduct /oversee periodic checks on security documents based on required scope
  • Provide effective support for credit documentation queries from Front Office
  • Conduct/oversee regulatory reporting on credit exposures eg MAS 610, MAS Survey, TBGS and mortgage loan retagging.
  • Assist with projects, UAT and contribute to the successful delivery and enhancements of systems and processes
• Team Leadership: Manage, train, and mentor documentation specialists while improving workflow systems.

• Communication & Contact

  - Contact for credit documentation and close liaison with Credit Structuring in Asia.

  - In charge of relations with Credit Documentation Geneva and with WM business line in Asia.

• Legal & Regulatory

  - Comply with all applicable legal, regulatory and internal requirements linked to credit documentation.
  - Responsible for credit documentation in Singapore and Hong Kong booking and servicing in support of the Asia Chief of Staff.