Credit Risk Officer H/F Swissquote
Luxembourg CDI- 🏠 Télétravail occasionnel
- Bac +2
- Bac +3, Bac +4
- Bac +5
- Banque • Assurance • Finance
Détail du poste
The Credit Risk Officer is responsible for assessing, monitoring, and managing the Bank's credit risk exposure. This role involves analysing, onboarding and monitoring corporate, commercial, and retail loans of the Bank, ensuring compliance with internal and regulatory requirements and collaborating with various departments to mitigate the associated risks.
Key responsibilities include :
- Conduct comprehensive credit risk assessments and follow up on outcomes, and ensuring that essential elements of loan contracts and/or risk mitigation strategy properly addressed.
- Collaborate with the First Line of Defense to ensure that credit application files are complete, supplementing them with thorough risk analysis to assess loan impacts and support decision-making. This may include analysing financial statements, industry trends, and macroeconomic factors.
- Develop and review credit lending policies and procedures, integrating new business developments while ensuring compliance with internal and regulatory requirements.
- Work with relevant departments and external service providers to define and create necessary risk control tools.
- Monitor the credit portfolio, perform accuracy checks, and identify early signs of potential risk.
- Conduct stress testing and scenario analysis, recommending risk mitigation strategies such as credit restructuring and provisioning.
- Prepare detailed risk reports for management, regulators, and internal stakeholders/committees.
- Contribute to the continuous improvement of credit risk processes and tools, including delivering training sessions to enhance risk awareness across the Bank.
- Potentially manage and mentor other risk officers performing credit risk controls, guiding them in their roles and ensuring effective collaboration within the risk management team.
Le profil recherché
- University Degree in business, economics, finance or related field, with 5+ years of experience in Banking in Luxembourg, including demonstrated expertise in credit risk management
- Familiarity with relevant regulatory requirements (e.g., CRR/CRD, EBA/GL/2020/06, CSSF circulars)
- Excellent proficiency in English; French is an asset
- Strong analytical, problem-solving, and decision-making capabilities
- Excellent communication skills, including ability to write clear and concise reports
- Ability to work under pressure, manage multiple priorities, and collaborate across teams
- Excellent attention to detail and accuracy
- Luxembourg
- CDI
Créez une alerte
Pour être informé rapidement des nouvelles offres, merci de préciser les critères :
Finalisez votre candidature
sur le site du recruteur
Créez votre compte pour postuler
sur le site du recruteur !
sur le site du recruteur
sur le site du recruteur !
Recherches similaires
{{title}}
{{message}}
{{linkLabel}}